The Passenger Vessel Association (PVA) recently distributed the following to advise its members regarding terrorism insurance. The shocking events that occurred on September 11 took all of us by surprise. Since then, we've all started to ask ourselves some basic questions that will help us to protect our companies, property, and employees from further harmful situations, if they should occur. One of these important protective elements is insurance. Many vessel operators who need more information about how to protect their businesses have approached the people at Aon Risk Services, the PVA Endorsed Insurance Program. There has been some conflicting information was to whether Terrorism/Malicious Acts are insured under the PVA Insurance Program.