Ain’t love grand? There’s the courtship phase: the wine, the roses, the proposal; the blood tests come back approved by the credit committee . . . finally the borrower and the lender fund the deal and tie the knot forever, walking off into the sunset in vessel finance ecstasy. Or, so the happy ending should go. But for some, there will be a time when the relationship with their vessel’s lender hits the proverbial rocks. The relationship might, in certain circumstances be salvageable, but in others, it will end in an abandoned ship . . . foreclosure. More often than not, this breakup is usually caused by the borrower’s failure to pay as agreed due to any number of financial or other misfortunes that may have befallen him (or her).