IMG Enhance Marine Group Medical Insurance Program

MarineLink.com
Thursday, August 22, 2013

International Medical Group® (IMG) a leader in designing, distributing and administering global medical insurance benefits, has announced its enhanced flagship marine group medical insurance program.

According to IMG, the enhancements enable ship owners to provide their crew comprehensive coverage for eligible medical expenses, which is increasingly important with the enactment of the Maritime Labour Convention (MLC, 2006).

The MLC, 2006, which took effect August 20, 2013 and became binding in international law, establishes minimum working and living standards for all seafarers on those ships. As such the MLC, 2006, requires ship owners to provide health protection and medical care to seafarers on board their ship. According to IMG, the IMMI program can help alleviate some of the challenges that owners may face in finding the appropriate medical care coverage for their crew.

Some of the benefits and optional riders offered under this program include:

  • $5 million maximum benefit per insured person per period of coverage
  • Primary to the vessel's Protection and Indemnity Insurance (P&I)
  • Crew Member Return – Provides reimbursement of transportation expenses to reunite insured persons with the ship in the event they received eligible inpatient medical stay that didn't require emergency medical evacuation, and their assigned ship leaves
  • Optional Maritime Rider – Provides additional benefits for sudden and unexpected recurrence of pre-existing conditions.  Provides for the reimbursement of transportation costs for the insured person's return to the designated city/country in the event that crew member is deemed medically unfit for duty.
  • Coverage for eligible dependents available
  • Amateur Sailboat Racing
  • Adventure Sports Rider – Provides coverage for certain adventure sport activities that would normally be excluded

Additionally, when seeking treatment outside the U.S., IMG works closely with insured crew members to assist them in locating, requesting and coordinating information for care in order to obtain the most efficient and cost-effective care available.  IMG also provides international utilization management, comprehensive case management, transplant network provider access, out-of-network claim negotiation and medical claim review.

More information: www.imglobal.com/img-insurance/marine-crew-insurance/international-marine-medical-insurance.aspx.

 

Maritime Reporter October 2014 Digital Edition
FREE Maritime Reporter Subscription
Latest Maritime News    rss feeds

Legal

Sapurakencana Wins 3 Petronas Oil blocks

SapuraKencana Petroleum Berhad today announced that it has entered into Sale and Purchase Agreements to acquire the entire interest of PETRONAS in 3 blocks offshore

ST Engineering Rejigs Top Deck

Singapore Technologies Engineering Ltd (ST Engineering) today announced the appointment of senior management personnel to new key management positions in the

Houston Port Commission Approves budget

The Fiscal Year 2015 Operating and Capital Budget was approved Thursday during a special meeting of the Port Commission of the Port of Houston Authority.   Projections

Insurance

DGS Marine Advises Fixed Premium P&I Cover

DGS Marine, a leading global P&I management provider and exclusive manager for the British European and Overseas (BE&O) P&I facility, has highlighted the benefits

Russian Firms Face Huge Insurance Costs as Foreign Providers Flee

Russian companies face billions of dollars in extra insurance costs as Western sanctions prompt foreign insurance firms to start pulling out, worried that any business

WQIS President Hobbie to Retire

WQIS announces senior leadership change as president Richard Hobbie sets retirement Richard Hobbie III will retire from his position as President & CEO of the

 
 
Maritime Careers / Shipboard Positions Maritime Contracts Naval Architecture Navigation Pipelines Port Authority Salvage Ship Electronics Ship Simulators Winch
rss | archive | history | articles | privacy | terms and conditions | contributors | top maritime news | about us | copyright | maritime magazines
maritime security news | shipbuilding news | maritime industry | shipping news | maritime reporting | workboats news | ship design | maritime business

Time taken: 0.0996 sec (10 req/sec)