IMG Enhance Marine Group Medical Insurance Program

MarineLink.com
Thursday, August 22, 2013

International Medical Group® (IMG) a leader in designing, distributing and administering global medical insurance benefits, has announced its enhanced flagship marine group medical insurance program.

According to IMG, the enhancements enable ship owners to provide their crew comprehensive coverage for eligible medical expenses, which is increasingly important with the enactment of the Maritime Labour Convention (MLC, 2006).

The MLC, 2006, which took effect August 20, 2013 and became binding in international law, establishes minimum working and living standards for all seafarers on those ships. As such the MLC, 2006, requires ship owners to provide health protection and medical care to seafarers on board their ship. According to IMG, the IMMI program can help alleviate some of the challenges that owners may face in finding the appropriate medical care coverage for their crew.

Some of the benefits and optional riders offered under this program include:

  • $5 million maximum benefit per insured person per period of coverage
  • Primary to the vessel's Protection and Indemnity Insurance (P&I)
  • Crew Member Return – Provides reimbursement of transportation expenses to reunite insured persons with the ship in the event they received eligible inpatient medical stay that didn't require emergency medical evacuation, and their assigned ship leaves
  • Optional Maritime Rider – Provides additional benefits for sudden and unexpected recurrence of pre-existing conditions.  Provides for the reimbursement of transportation costs for the insured person's return to the designated city/country in the event that crew member is deemed medically unfit for duty.
  • Coverage for eligible dependents available
  • Amateur Sailboat Racing
  • Adventure Sports Rider – Provides coverage for certain adventure sport activities that would normally be excluded

Additionally, when seeking treatment outside the U.S., IMG works closely with insured crew members to assist them in locating, requesting and coordinating information for care in order to obtain the most efficient and cost-effective care available.  IMG also provides international utilization management, comprehensive case management, transplant network provider access, out-of-network claim negotiation and medical claim review.

More information: www.imglobal.com/img-insurance/marine-crew-insurance/international-marine-medical-insurance.aspx.

 

Maritime Reporter May 2015 Digital Edition
FREE Maritime Reporter Subscription
Latest Maritime News    rss feeds

Legal

Sea Urchin Haven Disturbed by Oil Spill

Stephanie Mutz makes a living plucking sea urchins from the Santa Barbara coast and selling the prickly treasure to upscale restaurants in Southern California.

5 Tunisian Migrants Die in Shipwreck

At least five Tunisian migrants died on Saturday when their boat sailing to Italy capsized off the Tunisian coast, officials said. "A migrant boat carrying

Oil-coated Pelicans Being cleaned at Rehab Center

Several petroleum-stained pelicans rescued from the blackened muck of California's latest oil spill spent the day on Friday being gently, painstakingly scrubbed

Insurance

Shell CEO Backs Fossil Fuels, Climate Change Warnings

The world's fossil fuel reserves cannot be burned unless some way is found to capture their carbon emissions, Royal Dutch Shell Plc Chief Executive Officer Ben van Beurden said on Friday.

CMA CGM Implements War Risk Surcharge in Yemen

French container shipping company CMA CGM said it has implemented a War Risk Surcharge on all shipments to Hodeidah, Yemen.   Applicable with immediate effect,

Freeport LNG Was Not Advised Against Inviting Chinese Investors

The head of Freeport LNG on Friday said that the U.S. Department of Energy did not advise against inviting Chinese investment in the company's Texas export plant,

 
 
Maritime Contracts Maritime Security Maritime Standards Naval Architecture Pipelines Pod Propulsion Port Authority Ship Electronics Ship Repair Shipbuilding / Vessel Construction
rss | archive | history | articles | privacy | contributors | top maritime news | about us | copyright | maritime magazines
maritime security news | shipbuilding news | maritime industry | shipping news | maritime reporting | workboats news | ship design | maritime business

Time taken: 0.1077 sec (9 req/sec)